Auto Insurance Topics

When an accident occurs

Whenever a crash involves another person or vehicle, call the police to officially document the incident. If you can, take your own notes at the scene, detailing what happened leading up to the accident, the date and time, relevant traffic signs and road markings, and weather and road conditions. Your documentation is especially important when the other driver is at fault.…

Read more: How to File a Car Insurance Claim

Claims involved in an automobile accident while driving a leased vehicle is slightly different than if you actually own the vehicle. In other words, it can be somewhat more complicated when settling an auto insurance claim. The main reason for this is, although a lease agreement entitles you to physically possess and drive the vehicle for the term of the lease, the vehicle still belongs to the company that leased it to you. And, even if the lease agreement gives you a purchase option at the end of the lease – the vehicle remains under the lease company’s ownership for the duration of the lease.…

Read more: What to Know If You Have an Accident in a Leased Vehicle